Loan Referral
The highest-earning service in the Sarthi network. Connect your customers to a wide network of leading banks and NBFCs and earn on every successful disbursal — with no lending risk on your side.
Overview
Sarthi's Loan Referral service connects agents with customers needing credit by linking them to a wide network of leading banks and NBFCs. Eight loan categories are available — personal, business/MSME, home, vehicle, gold, education, loan against property, and credit cards.
What you can offer
Personal Loan
Business / MSME Loan
Home Loan
Vehicle Loan
Gold Loan
Education Loan
Loan Against Property
Credit Cards
How it works
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1
Identify customers who need credit
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2
Check eligibility via the app
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3
Submit the application with documents
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4
Track status in real time
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5
Receive automatic commission after disbursal
Frequently asked questions
Do I need a financial qualification?
No financial qualification is required to refer customers.
How long does approval take?
Personal loans and credit cards may approve in under 24 hours, while home and business loans take 7–15 working days.
When is commission credited?
After disbursal, typically within a few days.
What if an application is rejected?
Rejected applications incur no penalty to agents.