Domestic Money Transfer (DMT)
Send money instantly to any bank account across India — right from your shop. Help your walk-in customers transfer funds 24×7 while earning attractive commissions on every successful transaction.
Overview
Banking at the last mile. The service enables a straightforward, secure way for unbanked customers to send money through your retail counter. It leverages IMPS rails via partner banks for 24×7 transfers including weekends and holidays — agents complete transactions in under a minute and earn a commission on each successful send.
What you can offer
Instant IMPS Transfer
Money credited within seconds, 24×7.
All Banks Supported
Send to any savings or current account across India.
One-Time Sender KYC
Verify via mobile OTP, reusable for future transactions.
Bank-Grade Security
End-to-end encryption and fraud monitoring.
Instant Receipt & SMS
Transaction confirmations for both parties.
Live Dashboard
Real-time tracking of transactions and commissions.
How it works
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1
Enter Sender Mobile
Add the customer number with OTP verification for first-time users.
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2
Add Beneficiary
Enter recipient details (name, account, IFSC).
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3
Enter Amount
Specify the transfer amount.
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4
Pay from Wallet
Authorize using agent wallet PIN or fingerprint.
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5
Done & Earn
Instant credit with automatic commission settlement.
Frequently asked questions
What are the transaction limits?
Standard verified senders can transfer up to ₹5,000 per transaction and ₹25,000 monthly under RBI guidelines.
How fast is the transfer?
Funds typically reach the beneficiary's account within a few seconds — 24×7 including weekends and public holidays.
What happens with failed transactions?
Failed transfers are auto-reversed by partner banks within 1 to 7 working days, with a complaint option in the dashboard.
What hardware do I need?
A basic Android smartphone with internet is enough (a thermal printer is optional).
How long does onboarding take?
Verification is typically completed within 24 hours.